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How Much Credit Do I Need To Get A Personal Loan?


(*`*`WARNING*`*`: PLEASE DO NOT USE THIS QUESTION FOR SOLICITING OR GIVING E-MAIL ADDRESSES TO LOAN SHARKS. YOU !!WILL!! BE REPORTED TO YAHOO)
Here are the details to my situation: I have a credit score of about 706, but I only have about $1100 worth of credit (from credit cards) and about $21,000 worth from an auto loan. All have been paid on time for about 9 months now. After applying for a personal loan with a company that works with bankruptcy consumers, they denied me stating that I do not have enough credit AFTER bankruptcy (which was discharged 8 1/2 years ago). How much more credit do I need to get approved????
Again- -DIRECT answers to my question (above) only please! Otherwise it will be reported as abuse and can result in deletion of your yahoo account.

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Post a comment — Trackback URI RSS 2.0 feed for these comments This entry (permalink) was posted on Monday, November 2, 2009, at 3:50 pm by . Filed in CREDIT CARD SERVICES and tagged , , , , .

One Response to “How Much Credit Do I Need To Get A Personal Loan?”

  1. 1
    Judy Says:
    November 2nd, 2009 at 3:50 pm

    After 8 1/2 years since discharged that item should not be in your credit report. After 7 years of discharge, that item could have been removed.
    Get a copy of your credit reports at annual credit report. com
    If you get to a site that asks you for a credit card # it is not free.
    Go over your credit report. Dispute the item by writing old and obsolete (over 7 years old) Have it removed.
    Voila! Clean credit.

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