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plumbing, electrical, a few doors, some flooring simple things that we know how to do and can do. The problem is that the entire time we’ve had the house and the mortgage we have only been able to do a few things. We now need to move closer to my parents, out of state, to help them out. We want to put it on the market in November. To do that and still make enough profit to put a down payment on our new house we need to do these repairs, and we need money to do that. So my question is should we get a loan with the equity of the house and roll it into the mortgage and then eventfully the price of the house or should we use a low interest credit card, with one of those “0% interest for 12 months” things, and pay it off with some of the profit after the sale (which should be close to 12 months only a few more if that)? We have been very careful with our credit and do not have a lot of credit “baggage.” Which way should we go, any related advice is also welcome.

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